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Fulcrum recently had a large group client (greater than fifty employees) with multiple locations that was faced with a large health insurance renewal increase regardless of where they went in the market. The client had a goal of taking care of their employees and not just satisfying their ACA requirements. They wanted to provide quality options.
Fulcrum’s team, leveraging partner organizations, presented a plan utilizing the Individual Coverage Health Reimbursement Arrangement (ICHRA). Under this arrangement, businesses offer employees a monthly allowance of tax-free money to purchase health care insurance. Employees are then able to choose the best option for themselves.
The result was a success. The client was pleased that Fulcrum was able to find them a great solution and their employees were happy because they were receiving quality selections. Fulcrum had expanded our expertise in a developing option that can be considered when helping you find the best option for your firm.