Solutions

At Fulcrum Risk Solutions, we combine an expertise in data analysis with a human touch to provide clients with the leverage they need to drive growth and organizational wellbeing.

Solutions for Your Business

We invest time into understanding your business: the work you do, the employee base you have, and the vision you possess. By understanding your needs and goals, we can craft a comprehensive risk management plan that is tailor-made for your organization. As an independent, full-service brokerage firm, we are able to provide you with the best products and solutions available on the market.

Our toolbox for mitigating risk is extensive and includes both insurance products and strategies.

Products

• Core Employee Benefits – Medical, Dental, Life, Disability
• Voluntary / Worksite Benefits
• Executive Benefits
• Commercial Property & Casualty
• Property, Liability, Workers Compensation, Employment Practices Liability, Directors & Officers, and Cyber
• Professional Liability

Strategy

Premium Funding Arrangements

We work with you to discern the ideal funding arrangement for your organization, whether that be a fully-insured arrangement, a self-funded approach, or any plan in between.

Analytics Monitoring

Using the latest data and modeling instruments, we are able to quantify your organization’s exposure and determine the perfect risk management strategy for you.

Benchmarking

One of the best ways to evaluate your risk management program is to compare it to others. With our expertise in program evaluation, we can find ways to improve your coverage, lower costs, and compare your total rewards to others in the same industry with a similar number of employees.

Wellbeing Programs

After learning about your organization’s goals and objectives, we devise and implement holistic wellbeing programs for your employees, encouraging healthy behaviors that drive down your costs and improve organizational morale.

Technology 

The best human resources technologies reduce friction in your organization’s operations. We help you find and implement technology solutions that fit your organization’s needs.

Communication

We ensure that your entire organization is clearly informed about your risk and wellbeing strategies by executing communication plans that reach all of your employees.

Compliance Advising

In a constantly changing regulatory environment, we ensure that you understand how to stay compliant with shifting laws and regulations.